Factoring, payroll funding, and working capital

Unlock Cash Flow Before Invoices Clear

Access working capital tied up in unpaid invoices, keep payroll moving, and grow without waiting on payment cycles.

Wehelpbusinessesunlockworkingcapitalfromunpaidinvoices,keeppayrollmoving,andmanagecashflowwithconfidence.

Services

Funding products built around the way cash actually moves.

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01

Invoice Factoring

Turn unpaid invoices into usable cash so your business can cover commitments, take on work, and reduce pressure from slow payment cycles.

  • Release cash from approved invoices
  • Reduce debtor timing pressure
  • Support payroll and suppliers

02

Payroll Funding

Keep weekly, fortnightly, or monthly payroll moving with funding aligned to receivables and the rhythm of your contracts.

  • Bridge weekly pay runs
  • Match funding to receivables
  • Stabilise labour-led contracts

03

Working Capital Support

Access practical funding for supplier payments, operating costs, seasonal demand, and short-term cash requirements.

  • Cover operating commitments
  • Handle seasonal demand
  • Protect day-to-day liquidity

04

Cash Flow Planning

Build clearer visibility around incoming payments, funding availability, and the decisions that protect day-to-day liquidity.

  • Forecast payment timing
  • Plan cash availability
  • Improve funding decisions

05

Credit Control Support

Strengthen debtor follow-up, improve payment discipline, and reduce the admin load tied to outstanding invoices.

  • Strengthen debtor follow-up
  • Reduce admin pressure
  • Improve payment discipline

06

Business Growth Funding

Support expansion, larger contracts, new hires, and higher stock requirements without waiting for customers to pay.

  • Fund larger opportunities
  • Support hiring and stock
  • Scale before invoices clear

Process

A clear route from invoice to working capital.

1

Submit invoices

Share eligible invoices and the supporting details your facility needs.

2

Get approved

We assess the receivables, debtor profile, and funding fit with a practical commercial lens.

3

Access funds

Draw working capital against approved invoices and direct it where the business needs it most.

4

Keep business moving

Use steadier cash flow to cover payroll, suppliers, delivery costs, and growth opportunities.

Business finance support

Why choose us

Commercial funding with speed, discipline, and clarity.

Funding structured around real trading activity

Clear communication from first enquiry to ongoing support

Practical facilities for payroll-heavy and contract-led businesses

A professional process built for speed, control, and confidence

Ready to strengthen your cash position?

Tell us about your invoices, payroll cycle, and funding requirement. We will help you identify the right next step.

Get a Quote